User Panel
what the FSA and the fucktards in Washington fail to grasp is, when the middle class is broken and ceases to exist, who is going to work and pay taxes? the FSA are all taking handouts and the rich elite wont need to get their hands dirty. Why the fuck is this concept lost on the fuckwads in Washington, it blows my fucking mind
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Middle class has been under pressure for decades. Income distribution has been shifting right. The top 20 are making lots more. Look it up. Also, the top 20 are becoming very different from the maj. Again, look it up. Synopsis, Attributes of the bottom 80; You've been divorced. You've had lots of sex w/ different people. You've tried drugs. You're unemployed, sporadically employed, or underemployed. You play lots of video games. You're not very charitable. You're not very religious. Attributes of the top 20; You married once and stay married. You haven't fucked around much or not at all. No drugs, drinking in moderation. You have a career that requires long term effort and self-discipline. Your hobbies tend to be technical and again require planning and effort. You volunteer time and money to charity. You may or may not be religious but you do things that require sacrifice of your time and attention as if you are religious. The top 20 have attributes that are commonly considered to have made the country great. The majority of us are losing those attributes. This country is turning into something that will look like Mexico. Unless there's a change that's where we're going. So say guys who study economics and demographics. View Quote This is true too. Great read. http://en.wikipedia.org/wiki/Coming_Apart:_The_State_of_White_America,_1960%E2%80%932010 "Murray describes several difference he sees forming between and causing two emerging classes -the New Upper Class and the New Lower class- among which are differences in or lack thereof in regards to religiosity, work ethic, industriousness, family, etc. Murray goes on to evidence that religiosity, work ethic, industriousness, and family etc. have either remained strong or have weakened minimally in the New Upper Class whereas these same attributes have either weakened substantially or have become almost nonexistent in the New Lower Class.[1]" |
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I'd call myself very much lower middle class. I've always had insurance through my employers and it's always met my needs and been affordable. But starting in January our plans get much worse. Premiums for my basic single coverage plan go from $88 / month to $150 / month. Yearly deductible goes from $2000 to $3600.
The best thing though is that visits to "specialists" are no longer covered at all until the yearly deductible has been met. I have high blood pressure and it's well under control due to my cardiologist. Who I see twice a year for just a routine check-up. That involves an EKG, about 15 minutes with the doc and a blood test. It's always cost me a $50 co-pay. That was it, everything else was covered. Well, a cardiologist is a specialist, so now my little check-ups won't be covered until I've met the deductible for the year. My out of pocket cost will now be about $450 per check up. Our benefits administrator told us this was all the result of FBHO care and that it's still not clear that they'll even be able to offer us group coverage beyond '14. Fortune 500 company and it's not clear to them if they can offer group coverage.. lol So I expect us to be dropped. Yes, the debasement of the middle class is the goal. |
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It will make the FSA larger.. I mean, really..why work?
"At this point...what difference does it make..."? Kinda laughing.. but not really. |
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of course they intended so. They have wanted to destroy the middle class for a long time. View Quote Yep. They have attacked it from every possible angle, but the "free trade" legislation (which sent millions of middle class jobs to China and Mexico, among others) was the biggest killer. The ACA will be the final nail in the coffin for many people, but if they succeed with carbon tax legislation, that will be the death blow to the economy, and the resulting economic collapse will certainly be the end of the middle class. |
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Obamacare was designed to fail and cause massive civil unrest. It will all end up with more (if not total) control of everyone's life by the federal government. That will be everything from your finances to rationed healthcare.
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Mine would have gone up nearly $800 for just me. I'm out, will not comply. Fuck it, I'm fairly young and take decent care of myself. Plus I have a hell of a life insurance policy to take care of my son View Quote View All Quotes View All Quotes Quoted:
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It's gonna destroy me, and I'm middle class... or used to be. My healthcare costs are going up to $1400/mo with lots of deductibles that can total $10K or more. $1400 or $140? Mine would have gone up nearly $800 for just me. I'm out, will not comply. Fuck it, I'm fairly young and take decent care of myself. Plus I have a hell of a life insurance policy to take care of my son Pro tip: They did not repeal EMTALA, get sick go to the emergency room give them a bullshit name - Jose Lopez works. |
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This is just a temporary hiccup, everyone will be saved by single payer healthcare
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I don't know how the country can bear 3 more years of the Halfrican.
I was always kinda a "and this too shall pass" type of guy but I'm not too sure anymore. |
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It seems the dems knew all along how bad obamacare would be. So they want to destroy the middle class ? I see mass noncompliance. My family comes first. View Quote I believe this was created to bring the middle class down into the "dependency class" of people on "entitlements" and food programs. Control the flow of food and health = Control the people Control the amount of $ the middle class has and manipulate it to break their backs = Control the people. This is by design. |
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It will destroy the economy. Guess what people that are forced to pay for something they can't really afford are going to do when you take $1K or more a month out of their pockets. |
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I really wish the insurance industry would consider making a more conventional insurance policy set for health. For example, a policy that would cover massive health problems like heart attacks and cancer, but not cover mundane problems like sinus infections and influenza that can be treated at home with fish mox or chicken noodle soup.
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It seems the dems knew all along how bad obamacare would be. So they want to destroy the middle class ? I see mass noncompliance. My family comes first. View Quote Of course they want to destroy the middle class. Alinsky wrote of the need to turn the "have some want mores" into "have nots" dependent on government. They want to be aristocracy over a nation of serfs, dependent, to be toys for their whims and social experiments. |
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That was part of the plan. Beat us down until we can't sustain ourselves without the .gov handouts. Modern slavery. View Quote YES. THIS. Barry Soetoro is following the Cloward-Piven script to a tee. He will continue to get by with it too. I never thought I would live to see a marxist-socialist president. Obviously, I was wrong. |
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They'll turn us all into beggers because they're easier to please.
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I really wish the insurance industry would consider making a more conventional insurance policy set for health. For example, a policy that would cover massive health problems like heart attacks and cancer, but not cover mundane problems like sinus infections and influenza that can be treated at home with fish mox or chicken noodle soup. View Quote Not legal under the Unaffordable Care Act. |
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Here's a link to the subsidies calculator to see if you quality for any assistance.
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View Quote why can't people see that subsidies are just us eating up our own economy, revenues (taxes) to pay for something most of us don't want in the first place? |
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This is true too. Great read. http://en.wikipedia.org/wiki/Coming_Apart:_The_State_of_White_America,_1960%E2%80%932010 "Murray describes several difference he sees forming between and causing two emerging classes -the New Upper Class and the New Lower class- among which are differences in or lack thereof in regards to religiosity, work ethic, industriousness, family, etc. Murray goes on to evidence that religiosity, work ethic, industriousness, and family etc. have either remained strong or have weakened minimally in the New Upper Class whereas these same attributes have either weakened substantially or have become almost nonexistent in the New Lower Class.[1]" View Quote View All Quotes View All Quotes Quoted:
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Middle class has been under pressure for decades. Income distribution has been shifting right. The top 20 are making lots more. Look it up. Also, the top 20 are becoming very different from the maj. Again, look it up. Synopsis, Attributes of the bottom 80; You've been divorced. You've had lots of sex w/ different people. You've tried drugs. You're unemployed, sporadically employed, or underemployed. You play lots of video games. You're not very charitable. You're not very religious. Attributes of the top 20; You married once and stay married. You haven't fucked around much or not at all. No drugs, drinking in moderation. You have a career that requires long term effort and self-discipline. Your hobbies tend to be technical and again require planning and effort. You volunteer time and money to charity. You may or may not be religious but you do things that require sacrifice of your time and attention as if you are religious. The top 20 have attributes that are commonly considered to have made the country great. The majority of us are losing those attributes. This country is turning into something that will look like Mexico. Unless there's a change that's where we're going. So say guys who study economics and demographics. This is true too. Great read. http://en.wikipedia.org/wiki/Coming_Apart:_The_State_of_White_America,_1960%E2%80%932010 "Murray describes several difference he sees forming between and causing two emerging classes -the New Upper Class and the New Lower class- among which are differences in or lack thereof in regards to religiosity, work ethic, industriousness, family, etc. Murray goes on to evidence that religiosity, work ethic, industriousness, and family etc. have either remained strong or have weakened minimally in the New Upper Class whereas these same attributes have either weakened substantially or have become almost nonexistent in the New Lower Class.[1]" Yeah I was thinking of Murray's book and also Cowen's; "Average is Over." Both those guys identify really dismal trends. Other people are talking about it too. Every copy of the WSJ I get has something about the stagnant or shrinking middle class. It seems like there's a freight train heading our way with QEinfinity, 17 trill in debt, changes in labor markets from mandates and other influences, demographics, and the ACA. I just don't see how we get a happy ending to this. |
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I really wish the insurance industry would consider making a more conventional insurance policy set for health. For example, a policy that would cover massive health problems like heart attacks and cancer, but not cover mundane problems like sinus infections and influenza that can be treated at home with fish mox or chicken noodle soup. View Quote I have had such a plan for the past 22 years. In that time, I have not filed a single claim.........nothing. $10,000 deductible. If I need my nose blown........I just take out my wallet and pay. This plan is now illegal and has been cancelled. The shit-bags we have running the government have decided that I am not capable of making such decisions. |
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The middle class was bled out years ago, they have nothing left to extract.
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Obamacare won't destroy the middle class in general. Just the self-employed, entrepreneurial segment of the middle class. It's targeted that way. It happens by coincidence that those are the very people that generally vote Republican. Remember, elections have consequences.
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Yep. They have attacked it from every possible angle, but the "free trade" legislation (which sent millions of middle class jobs to China and Mexico, among others) was the biggest killer. The ACA will be the final nail in the coffin for many people, but if they succeed with carbon tax legislation, that will be the death blow to the economy, and the resulting economic collapse will certainly be the end of the middle class. View Quote View All Quotes View All Quotes Quoted:
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of course they intended so. They have wanted to destroy the middle class for a long time. Yep. They have attacked it from every possible angle, but the "free trade" legislation (which sent millions of middle class jobs to China and Mexico, among others) was the biggest killer. The ACA will be the final nail in the coffin for many people, but if they succeed with carbon tax legislation, that will be the death blow to the economy, and the resulting economic collapse will certainly be the end of the middle class. Absolutely, I always wonder how we were going to compete with the low paid workers of China and Mexico, etc..., now it would seem that once our country looks more like theirs, then we will be able to compete with them....Globalization, its a bitch! |
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Globalization is not a bitch. We'd destroy the rest of the world if 200 three letter federal agencies wernt breathing down employers necks and with hands in till. Not to mention paying people not to work destroying work ethic. Communists are a bitch.
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Middle-class destruction is one of the key goals of Obamacare.
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Obamacare won't destroy the middle class in general. Just the self-employed, entrepreneurial segment of the middle class. It's targeted that way. It happens by coincidence that those are the very people that generally vote Republican. Remember, elections have consequences. View Quote No it will destroy middle class. I work for state and while great now, next year when I retire premiums will consume almost half my take home. What would have been almost $4000 becomes $2300-$2500. That removes me from middle class. |
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Liberals destroy the middle class.
How's the middle class doing in NYC, Seattle, LA etc.... |
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Globalization is not a bitch. We'd destroy the rest of the world if 200 three letter federal agencies wernt breathing down employers necks and with hands in till. Not to mention paying people not to work destroying work ethic. Communists are a bitch. View Quote Well, yes our Communists enemies here in the states is making it hard on the employers, but production workers and service workers in advanced economies have been unable to compete directly with much lower-cost workers in developing countries. Low-wage countries gained the low-value-added element of work formerly done in rich countries, while higher-value work remained; for instance, the total number of people employed in manufacturing in the US declined, but value added per worker increased. How can we compete with low-wage countries?.....we don't. we lose our jobs, its a bitch. China has been purposely keeping the valve of their currency down, we can't compete with that (nor should we). |
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There is no more middle class in glorious republik of Amerika, pick up that can.
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Well, yes our Communists enemies here in the states is making it hard on the employers, but production workers and service workers in advanced economies have been unable to compete directly with much lower-cost workers in developing countries. Low-wage countries gained the low-value-added element of work formerly done in rich countries, while higher-value work remained; for instance, the total number of people employed in manufacturing in the US declined, but value added per worker increased. How can we compete with low-wage countries?.....we don't. we lose our jobs, its a bitch. China has been purposely keeping the valve of their currency down, we can't compete with that (nor should we). View Quote View All Quotes View All Quotes Quoted:
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Globalization is not a bitch. We'd destroy the rest of the world if 200 three letter federal agencies wernt breathing down employers necks and with hands in till. Not to mention paying people not to work destroying work ethic. Communists are a bitch. Well, yes our Communists enemies here in the states is making it hard on the employers, but production workers and service workers in advanced economies have been unable to compete directly with much lower-cost workers in developing countries. Low-wage countries gained the low-value-added element of work formerly done in rich countries, while higher-value work remained; for instance, the total number of people employed in manufacturing in the US declined, but value added per worker increased. How can we compete with low-wage countries?.....we don't. we lose our jobs, its a bitch. China has been purposely keeping the valve of their currency down, we can't compete with that (nor should we). We did it just fine in the past before the communists sunk their teeth into everything. We controlled 55% of world wealth with only 4% of population. How? Easy. American exceptionaliam that is to say freedom and free markets, private property, and rule of law trumps their slave labor corrupt bureaucratic markets. |
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Guess what people that are forced to pay for something they can't really afford are going to do when you take $1K or more a month out of their pockets. View Quote No need to guess. They will vote for a politician who promises to make it stop. Unfortunately, the method of making it stop will be to go to single payer. |
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Liberals destroy the middle class. How's the middle class doing in NYC, Seattle, LA etc.... View Quote Hate when people say liberals they are communists and they destroying middle class everywhere. Universities used to be very cheap - I went to UCLA for $200 a semester in the 1970s and worked 15 hours a week to do it no loans. Now it's $8000 and kids are chaining themselves to debt for life.How? Communists belief they should give grants and loans and everyone should go to university shifting supply and demand curves. HC used to be cheap. My dad was a poor farmer and doctor would come to your house for price of a radiator flush. Baby delivered for price of TV. But communists stacked on tons of regulation, protectionism, and cost sharing over the years and now people will have to reverse mortgage thier homes to pay premiums. Speaking of homes. Homes people used to pay cash for again before govt aka FHA and other got involved promising home "ownership" - now 99% of people must chain themselves to bankers to buy a home. I could go on but everywhere middle class is being destroyed by communist policy. They destroy everything they touch. |
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We did it just fine in the past before the communists sunk their teeth into everything. We controlled 55% of world wealth with only 4% of population. How? Easy. American exceptionaliam that is to say freedom and free markets, private property, and rule of law trumps their slave labor corrupt bureaucratic markets. View Quote View All Quotes View All Quotes Quoted:
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Globalization is not a bitch. We'd destroy the rest of the world if 200 three letter federal agencies wernt breathing down employers necks and with hands in till. Not to mention paying people not to work destroying work ethic. Communists are a bitch. Well, yes our Communists enemies here in the states is making it hard on the employers, but production workers and service workers in advanced economies have been unable to compete directly with much lower-cost workers in developing countries. Low-wage countries gained the low-value-added element of work formerly done in rich countries, while higher-value work remained; for instance, the total number of people employed in manufacturing in the US declined, but value added per worker increased. How can we compete with low-wage countries?.....we don't. we lose our jobs, its a bitch. China has been purposely keeping the valve of their currency down, we can't compete with that (nor should we). We did it just fine in the past before the communists sunk their teeth into everything. We controlled 55% of world wealth with only 4% of population. How? Easy. American exceptionaliam that is to say freedom and free markets, private property, and rule of law trumps their slave labor corrupt bureaucratic markets. I'm not familiar with that theory, I'll have to research it, but I agree that: '' freedom and free markets, private property, and rule of law trumps their slave labor corrupt bureaucratic markets." I just don't believe that alone is the problem, but also that there is no fair trade about it. |
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The middle class in America was broadly killed the moment the Democrats were able to define it solely according to the end ability to buy stuff on credit ("I have a house and two new cars and a big screen, so I'm middle class!"), and not by profession or ownership of means of production.
There's nothing wrong with being labour/working class (blue collar or white collar labor) and even being wealthy, but that isn't middle class. Middle class is a small set between people who don't need to work (upper independently wealthy from birth) and lower (have to work constantly to make ends meet, and own no real stake in capital production that generates wealth or income). What the progressives (both Dems and GoP and Libertarians and...) don't get is that there is dignity, joy, and purpose to be found in working hard and well, but the progressive set eschew work and think it is evil. Their utopias do not have people working, and thus their view of the middle class is of something to be removed/redesigned to fit their utopia. Moreover, the progressives think active ownership of the means of production and profit is a thing to be avoided - It gets their hands dirty. That's why a thriving true middle class is critical to the ongoing development of this nation - The middle class is strategically invested in mind and wallet at the space of balance between today and the reasonable, grounded future, and works in the space between the wrench turning/hands-on workers and the "never sweated" activists who don't understand the simple truth that doing work and earning profits for doing so is a "good". By shifting the working class to the middle, and the non-working class to lower, and political activists/leaders to the upper, the progressives are removing the educated base of opposition, identity, and checks and balances that is critical to a constitutional republic - Without that middle "bridge" we will turn into a people's democratic republic at some point. |
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Ayn Rand -atlas shrugged = There's no way to rule innocent men. The only power any government has is the power to crack down on criminals. Well, when there aren't enough criminals one makes them. One declares so many things to be a crime that it becomes impossible for men to live without breaking laws
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