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Posted: 2/17/2013 7:15:33 AM EDT
[#1]
Quoted:
I am self employed as well. I pay $109 per month, $5000 deductible. I use Assurant. If you are paying $9000 you are seriously ill. Or you have a $1 deductible. ETA: I am 53 Assurant? Yeah... used to have them. Never again. Not a fan. |
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Posted: 2/17/2013 7:22:17 AM EDT
[#2]
We have insurance through the wife's employer. The cost is $65.00/mo with $300.00 deductible each, 85/15 coinsurance up to $3k then 100%. It just went up this year to the $3k then 100%, it was 2.5k then 100% for the last 4 years. Prior to that last 4 years only difference was $200.00 deductible each. We are in our early 50's and non-smokers. The wife's employer is a very large retail company that has Blue Cross/Blue Shield.
Some people I know have been buying their own insurance. IIRC $550.00/mo w/$2.5k deductible for an individual in late 50's non-smoker. |
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Posted: 2/17/2013 9:10:13 AM EDT
[#3]
Quoted: I am self employed as well. I pay $109 per month, $5000 deductible. I use Assurant. If you are paying $9000 you are seriously ill. Or you have a $1 deductible. ETA: I am 53 There are many preexisting conditions that don't affect you much now, but may/will in the future. Insurance companies charge a pretty penny for the potential future risk. |
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Posted: 2/17/2013 10:10:18 AM EDT
[#4]
Quoted:
My health insurance is the same cost as it was last year, $50/month, though the plan changed slightly. It's like a combination of a PPO and HMO. It probably helps that the company I work for has over 45,000 employees. The other $700 or $800 a month is being paid by your employer with money that is not going into your paycheck. Nothing is free. |
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