Long story short. About 10 days account, I stopped using my debit card and started paying cash for all purchases after checking my account and seeing that I had a balance of about $10. Today in the mail, I got a letter from my bank (Bank of America) showing overdraft charges on days that I did not use my debit card, as by that point I'd already switched to using cash that I had around.
How can I be overdrawn for purchases I did not make? I have no automatic withdrawals from my account for any services/loans, etc. I'm thinking fraud, maybe? I don't know how anyone could have gotten a hold on my personal information though. To compound the problem, I won't have ANY money until the 1st of next month. And even then, I won't be able to pay off the exorbitant overdraft fees. What the hell am I supposed to do?
ETA: It might be noteworthy to point out that several months ago, I noticed insanely large and suspicious "purchases" from a local gas station that I would sometimes buy food at, to the tune out about 3 times what I would spend there in a given trip. And yes, I had the receipts to compare to my bank statement. I'm not saying this is related, but it makes me question how secure my account has been...