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roboman
A Monument To All Your Sins
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Posted: 5/8/2011 11:01:31 PM
I find that every 2 or so years I change car insurance companies. Each time I do I end up getting the same coverage for a cheaper price. I started with Geico in 2004, went to AIG in 2006, then Progressive in 2008, and Travelers in 2010. Looking at Progressive again I see I can get a better rate from them that what they wanted to give me one year ago
The above posting is of my own opinion and is not representative of any other entity other than myself.
TheMechanic48
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Posted: 5/8/2011 11:06:09 PM
Have had Allstate since 2003. I have tried to get cheaper rates and they have always been the cheapest. No need to change yet.
Jerret_S
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Posted: 5/8/2011 11:13:47 PM
My parents have had Nationwide for 20 years or so, so naturally I have stayed with them also. My middle sister also has stayed with them. We have had the same agent for 20 years, and has helped out when called.
SirJames556
X Y Z end of Fucking line...
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Posted: 5/8/2011 11:14:56 PM
Been with Farmers since '99 or so. Had full coverage since '03 this was on a Focus. Traded the Focus in last year for an '10 F150. Premium went up $15 bucks a month. Was very happy with that. A couple weeks ago I traded the '10 in on an '11 F150. Almost the exact same truck except it had the 5.0 vs the 5.4 Premium went up $60 a month. 1A Ultra preferred, no tickets, no accidents, no claims other than auto glass stuff. Had to let Farmers go. Ended up with Allstate and it was $27 cheaper than I was originally paying. With better coverage



Sir James...
Its like broken glass...you get cut before you see it. Ronnie James Dio
Ajek
[Placeholder for something clever]
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Posted: 5/8/2011 11:18:18 PM
[Last Edit: 5/8/2011 11:33:34 PM by Ajek]
Same company for quite a while.

The only time I went to another company was when I had a sportbike that my usual company wouldn't insure.
Kirk solved problems by bombing them, solved villains by shooting them, and solved pretty women by banging them. Kirk was an Arfcom captain. He probably kept old ARs in his bedroom - Frost7

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elucidate
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Posted: 5/8/2011 11:20:13 PM
I have saved SO much money by changing every 6 months.

Also, ringing them up and asking for a better price works wonders.

Its lazy, and you are probably costing yourself money if you stay with the same company. Of course, they are counting on that....
ccosby
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Posted: 5/8/2011 11:24:11 PM
My insurance agent has my provider maybe 3 times in the last decade or so. Have the renewal coming up in June so we will see if they do it again.
aquaman67
I'm the one with the M16
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Posted: 5/8/2011 11:25:29 PM
I've been with State Farm since '92.

I'm paying $260 a month for 7 vehicles, three with full coverage.

And two under 25 drivers.

I called GEICO and did not save 15%.
OIF 06-08 Vet
Thank you ApacheScout
Rocksarge
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Posted: 5/8/2011 11:29:34 PM
USAA since I was 16.
VacaDuck
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Posted: 5/8/2011 11:31:32 PM
I'm 41 and have had the same insurance company since I was 16.
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Tennessee Squire
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Averagebear
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Posted: 5/8/2011 11:32:34 PM
I have been with St Farm for 25+ years
Rugerlvr
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Posted: 5/8/2011 11:38:01 PM
Been with Farmer's for 25 years.
"I am in pursuit of one thing, and that is justice, and that takes bullets." - Sledge Hammer
LANCEMAN
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Posted: 5/8/2011 11:39:19 PM
About to dump USAA after almost 10 years, they're great and everything but their rates keep steadily increasing. Farm Bureau, where my homeowners insurance is at, just quoted me $800 less a year for the same coverage on two vehicles. USAA won't write homeowners in my area so I gotta go where the multi line discount is.
http://www.youtube.com/watch?v=jqGS-weRSww
MoNkEyTurbo
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Posted: 5/8/2011 11:40:42 PM
I'm turning 25 at the end of the month. I'll be checking around.

E46 M3 costs $700ish a year right now.
09' R1 is $450 a year.
Suburban is $300.

Hope to see that cut in half or better.

Seeing all those numbers is depressing. :(
rockcrusher
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Posted: 5/8/2011 11:41:59 PM
Been with State Farm since 1971

red-don
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Posted: 5/9/2011 12:03:27 AM
State Farm since 1988, and I go in to the office and pay direct. They know me by name and I spend a few minutes bullshitting with them.
Stumps
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Posted: 5/9/2011 12:07:36 AM
USAA since 98.
DragoMuseveni
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Posted: 5/9/2011 12:18:40 AM
I've been with Progressive since 2005.

Before ARFCOM bitches about that, every time I call All State or Nationwide they are unable to give me the same level of coverage. Sure they can match the payment but the coverage is shit.
AssaultRifler
Get off my lawn
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Posted: 5/9/2011 12:22:47 AM
Switching from Nationwide who wanted $480 for 6 months to cover 2 vehicles to State Farm who only wants $330 for the same coverage. I'll be switching my home owners policy from Nationwide to SF as well
"Bullets change governments far surer than votes.." - Lord of War 2005

"The trouble with socialism is that you eventually run out of other people's money" – Margaret Thatcher
Gixxersixxer
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Posted: 5/9/2011 12:40:11 AM
I've been with Geico for 8 years now. It's either stayed the same or gone down each year so I've had little motivation to change. I'm not lacking with coverage either. When I looked into getting auto coverage with the company that has my homeowners it was almost double.
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VoodooChile
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Posted: 5/9/2011 12:42:57 AM
USAA 22 years..
There, I said it...Don't tell me you weren't thinking the same thing!

I just want to go to the backyard, get a stick, and clean this thread off the bottom of my shoe....
DrJester
The Internet Is Serious Business.
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Posted: 5/9/2011 12:44:34 AM
Started with Geico for liability only $80/mo., switched to State Farm and now I'm paying $40 a month for full coverage and they also carry my homeowners insurance.
"The problem with socialism is that eventually you run out of other people's money" - Margaret Thatcher
Ellery_Holt
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Posted: 5/9/2011 12:45:32 AM
[Last Edit: 5/9/2011 12:47:34 AM by Ellery_Holt]
My insurance company is USAA so –– Never.
tyman
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Posted: 5/9/2011 12:46:43 AM
Originally Posted By AssaultRifler:
Switching from Nationwide who wanted $480 for 6 months to cover 2 vehicles to State Farm who only wants $330 for the same coverage. I'll be switching my home owners policy from Nationwide to SF as well




Family has been with State Farm since '96 or so. Multi-line discounts ftw.
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brian964
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Posted: 5/27/2011 8:18:55 AM
There is no company that offers the best deal for every person. You have to get quotes from different companies online and see which companies can provide you with the best price: www.quotes-center.com/auto-insurance-calculator
dbrowne1
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Posted: 5/27/2011 8:34:56 AM
I've had USAA my whole life and have never looked elsewhere. Their rates are at least competitive, but more importantly, they won't fuck me over if I have to make a claim - which is more than I can say for Allsnake and State Smarm.
dbrowne1
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Posted: 5/27/2011 8:37:03 AM
[Last Edit: 5/27/2011 8:38:34 AM by dbrowne1]
Originally Posted By red-don:
State Farm since 1988, and I go in to the office and pay direct. They know me by name and I spend a few minutes bullshitting with them.


No, your local sales guy and his staff know you and bullshit you to keep you happy.

State Farm could not give a shit less about you. You'll learn that if you ever have to make any significant claim, or if someone else who is insured by State Farm drives into you and you have to deal with their claims people.
cableguy221
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Posted: 5/27/2011 8:38:49 AM
USAA

What do you think?
Originally Posted By Dtrain323i:
I've said it before and I'll say it again
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dogcaller
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Posted: 5/27/2011 8:43:06 AM
You do realize why Progressive is named... Progressive?
Birddog1911
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Posted: 5/27/2011 8:56:33 AM
Have had Allstate since '87.
"Sometimes it's entirely acceptable to kill a fly with a sledgehammer."-Major I.L. Holdridge, USMC
caexpat
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Posted: 5/27/2011 9:14:42 AM
I have USAA.

'Nuff said.