Why can't I pay for scratch off lotto tickets with a debt or credit card? - Page 1

[ARCHIVED THREAD] - Why can't I pay for scratch off lotto tickets with a debt or credit card?

Posted: 4/4/2010 1:29:59 PM EDT

Why can't I pay for scratch off lotto tickets with a debt or credit card?

Just wondering since I embarrassed myself the other day after the lady picked me out a dozen scratch offs in OHIO ....ripped them off the rolls and handed them to me. I then tried to pay with my debt card and that was a "no go".

I had no cash on hand and had to leave her with a handful of tickets ripped off the roll.

Posted: 4/4/2010 1:30:58 PM EDT

[#1]

Never heard of such a thing.

Posted: 4/4/2010 1:32:01 PM EDT

[#2]

never heard of such a thing...

maybe she thought it was an ebt?

Posted: 4/4/2010 1:32:55 PM EDT

[#3]

Its the same Law here in Iowa.

Posted: 4/4/2010 1:33:19 PM EDT

[#4]

Quoted:
Its the same Law here in Iowa.

And Montana.

Posted: 4/4/2010 1:33:47 PM EDT

[#5]

The same thing happened to me here in Georgia.

Posted: 4/4/2010 1:34:31 PM EDT

[#6]

Good question.

In my travels , I try and buy a couple of tickets in each state I work in . Ive noticed a few that only take cash for them too(cant remember which ones)

And Post Offices wont take a credit card either for their money orders.

Dont make sense, if the card is good......why not?

Posted: 4/4/2010 1:34:54 PM EDT

[#7]

Quoted:

The same thing happened to me here in Georgia.

Huh...guess the few lotto tickets I've bought I paid for in cash....weird...guess b/c of the fees to process them?

Posted: 4/4/2010 1:35:45 PM EDT

[#8]

Nice - the State runs a cash-only business.

It must be so you don't dispute the charge when you lose.

Posted: 4/4/2010 1:37:45 PM EDT

[#9]

Retailer makes like 5% on lotto tickets and credit card companies charge them as much as 3%.

Posted: 4/4/2010 1:38:04 PM EDT

[#10]

Quoted:

Good question.

In my travels , I try and buy a couple of tickets in each state I work in . Ive noticed a few that only take cash for them too(cant remember which ones)

And Post Offices wont take a credit card either for their money orders.

Dont make sense, if the card is good......why not?

Same reason you can't pay your fines to the court with a credit card.

Posted: 4/4/2010 1:38:29 PM EDT

[#11]

Couldn't buy them with my Marathon gas card at the station when I filled up (indiana) the dude said cash only for the lottery.

Posted: 4/4/2010 1:38:51 PM EDT

[#12]

by "debt card" is that a clever way of saying "credit card" or do you mean "debit card"

Posted: 4/4/2010 1:38:52 PM EDT

[#13]

Quoted:

Quoted:
The same thing happened to me here in Georgia.

Huh...guess the few lotto tickets I've bought I paid for in cash....weird...guess b/c of the fees to process them?

Maybe,

Funny since the state now hands out Unemployment Benefits on a creditcard/debit card unless you opt out. But they won't accept a creditcard/debit card for state lotto tickets.

Posted: 4/4/2010 1:39:30 PM EDT

[#14]

Cash only in VA

Posted: 4/4/2010 1:39:41 PM EDT

[#15]

Same thing in Texas.

Posted: 4/4/2010 1:39:43 PM EDT

[#16]

Quoted:
by "debit card" is that a clever way of saying "credit card" or do you mean "debit card"

yes

Posted: 4/4/2010 1:40:08 PM EDT

[#17]

Quoted:
Cash only in VA

Same here in Kentucky.

Posted: 4/4/2010 1:42:23 PM EDT

[#18]

Can you imagine how fast people would rack up their credit card if they were able to buy lotto tickets on it?

Like Boortz says, the lotto is tax on the stupid.

Posted: 4/4/2010 1:44:57 PM EDT

[#19]

Quoted:
Can you imagine how fast people would rack up their credit card if they were able to buy lotto tickets on it?

Like Boortz says, the lotto is tax on the stupid.

Same pace they rack it up with other stupid purchases

Posted: 4/4/2010 1:48:07 PM EDT

[#20]

I have been told the same thing here in VA

Posted: 4/4/2010 1:50:48 PM EDT

[#21]

Actually depends on the state/commonwealth - in VA you can pay traffic fines via credit cards

Quoted:

Quoted:
Good question.

In my travels , I try and buy a couple of tickets in each state I work in . Ive noticed a few that only take cash for them too(cant remember which ones)

And Post Offices wont take a credit card either for their money orders.

Dont make sense, if the card is good......why not?

Same reason you can't pay your fines to the court with a credit card.

Posted: 4/4/2010 1:51:03 PM EDT

[#22]

no shit that pisses me off fafa too

Posted: 4/4/2010 1:52:00 PM EDT

[#23]

Quoted:

Quoted:

Good question.

In my travels , I try and buy a couple of tickets in each state I work in . Ive noticed a few that only take cash for them too(cant remember which ones)

And Post Offices wont take a credit card either for their money orders.

Dont make sense, if the card is good......why not?

Same reason you can't pay your fines to the court with a credit card.

You can here.

Posted: 4/4/2010 1:52:22 PM EDT

[#24]

Quoted:
Nice - the State runs a cash-only business.

It must be so you don't dispute the charge when you lose.

yup.

400.00 on a credit card of scratchsd off, don't win, charge back.

Posted: 4/4/2010 1:52:39 PM EDT

[#25]

Quoted:
Nice - the State runs a cash-only business.

It must be so you don't dispute the charge when you lose.

OK....that makes sense.

Posted: 4/4/2010 1:54:40 PM EDT

[#26]

Quoted:

Quoted:
Nice - the State runs a cash-only business.

It must be so you don't dispute the charge when you lose.

yup.

400.00 on a credit card of scratchsd off, don't win, charge back.

Charge back goes to the retailer, not the state.

Posted: 4/4/2010 2:06:46 PM EDT

[#27]

You can't 'stop payment' when using cash.

Posted: 4/4/2010 2:12:26 PM EDT

[#28]

Cold Hard cash. No charge backs. No reversing the withdrawals.

Posted: 4/4/2010 2:14:50 PM EDT

[#29]

I'm pretty sure that's the same thing here in Illinois. I've never tried to pay for lotto with a bank card. However, I only play lotto rarely, and if I have a spare buck or two that I *can* justify spending on the lotto.

Posted: 4/4/2010 2:31:58 PM EDT

[#30]

Quoted:

Quoted:
Its the same Law here in Iowa.

And Montana.

And Massachusetts..

Posted: 4/4/2010 2:32:57 PM EDT

[#31]

Only allowed to accept WIC checks and 'dignity cards'

Posted: 4/4/2010 3:59:30 PM EDT

[#32]

I asked the owner of a store here in my small town and he said its because he actually loses money by paying with a dc/cc because of the surcharge fees if the ticket is a non-winner. And lets face it, there are alot more non-winners than winners. People don't realize that it actually costs the owner of the CC machine every time a card is swiped, whether its for $0.50 or $500.

Posted: 4/4/2010 4:04:00 PM EDT

[#33]

can anyone say

"BLACK AMEX"

Posted: 4/4/2010 4:06:31 PM EDT

[#34]

Stores have to pay a processing fee of 1-4% on all types of debit and credit cards

Stores usually only make .05 cents for selling a scratch off ticket

If you were a store owner, would you take cards to pay for lotto?

Posted: 4/4/2010 4:08:12 PM EDT

[#35]

1. It's illegal in some states. It's a gambling addiction prevention thing. They don't want you borrowing money to feed your problem.

2. Profit margins are low. 5% is typical and the CC costs the retailer at least 3%, usually more on small transactions.

There may be other reasons, but those are the big two.

Posted: 4/4/2010 4:16:14 PM EDT

[#36]

Purchasing lottery tickets with food stamps/"dignity cards" should not only be permitted, it should be encouraged. It just takes the money away from the terminally stupid and puts it back into the system. Better to spend it on roads or something than feeding some scumbag who probably weighs 300 pounds anyway.

An even better idea –– a lottery game playable only by welfare recipients. All the money is returned to taxpayers.

Posted: 4/4/2010 4:23:54 PM EDT

[#37]

Quoted:

Quoted:

Nice - the State runs a cash-only business.

It must be so you don't dispute the charge when you lose.

yup.

400.00 on a credit card of scratchsd off, don't win, charge back.

That and the fact that credit cards charge merchants a fee, used to be around 1.5-4% depending on volume.

So your $1 scratch off really just brought in $0.96...

Posted: 4/4/2010 4:27:05 PM EDT

[#38]

Cash only in Illinois, found that when when I tried to buy a couple with filling up the car and paying with plastic.

And in a related story, I hate when they only have them behind the counter, I wish they were all in the machines where they roll out and you tear them off.

Posted: 4/4/2010 4:29:55 PM EDT

[#39]

It is a stop measure to prevent people from using stolen credit cards or debit cards from buying lotto tickets. I could be wrong, but so far, it works.

Posted: 4/4/2010 4:38:24 PM EDT

[#40]

It's so the rest of us can wait even longer for you to finish your purchase, after a couple minutes of Uhhhh, gimme... uhhhhh....

Posted: 4/4/2010 5:35:36 PM EDT

[#41]

Quoted:
Why can't I pay for scratch off lotto tickets with a debt or credit card?

Just wondering since I embarrassed myself the other day after the lady picked me out a dozen scratch offs in OHIO ....ripped them off the rolls and handed them to me. I then tried to pay with my debt card and that was a "no go".

I had no cash on hand and had to leave her with a handful of tickets ripped off the roll.

I don't know. I do know the same rule applies to purchasing money orders too though.

[ARCHIVED THREAD] - Why can't I pay for scratch off lotto tickets with a debt or credit card?

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