Background info.. I live on a private gravel road that has 12 homes on it. There is a road maintenance agreement going back into the 1980s when there were only a couple homes here, but it has basically been ignored and is no longer being maintained. For the past several years, myself and one other person on the road have been filling potholes and flood ruts on our own dime.
My next door neighbor decided that he wanted to form a road maintenance agreement, and he spoke to his neighbor on the next road up who owns a landscaping company and does their road maintenance. He quoted my neighbor about $100 annually per resident to have the road professionally crowned, grated, packed, etc. Afterwards we will register the road with the county and can post speed limit signs - this is also a huge issue as we have a couple rental homes here where the residents and guests refuse to stick to a reasonable speed when going down the road, and cause the majority of the potholes and rutting.
Neighbor who wants to be pres. of the maint. agreement is also a state trooper so he thought if we could get limit signs posted, he could start warning the offenders and ticketing them if necessary.
This all sounded great until I got the paperwork from him the other day. As part of the proposal, he states that he will form an HOA whose "sole purpose will be maintenance of the road."
This set off alarm bells for me, as HOAs leave a terrible taste in my mouth. Our neighbor would not pass muster on most HOAs for cleanliness and external appearance of his property, so I doubt that the scope of the HOA would ever change to "hey clip your shrubs" but I'm wary of the guy changing his mind, or some other neighbor starting to try to take advantage of it.
This is a pretty rural area and we mostly keep to ourselves - in fact myself and the neighbor who is forming the agreement probably talk the most out of all of each other, as we have helped each other out on various things, borrowing stuff, etc.
I guess the obvious thing to do would be to tell him straight up that I don't like the idea of an HOA at all whatsoever - but am I overreacting?
I just fucking hate the idea of HOAs.