So I had some tard turn in front of me. Tried to avoid him but hit his
front left corner instead. Road was wet. Went skidding across a
driveway and stopped a few feet into someone's lawn. 05 (or so) Saturn
Vue. Wrecked (his wife's) bumper, headlight, and fender. They didn't
have insurance.
My damage consisted of the fender, ground
effects, just a hint of the front clip being tweaked, and wheel
alignment (steering wheel was about 45 degrees off). I had to remove
the headlight bezel so it would open all the way.
surprisingly, My insurance totaled my car, but then I guess a worn out 89 base firebird with 280k miles isn't worth a whole lot.
Payout
would have been about $1300, with a buy-back of about $190, so I bought
it back, pocketed the money, and did some hammering. (Ironic that I
had no trouble finding several of these cars in wrecking yards over the
years right up until this incident. Suddenly no one has them anymore
locally, otherwise I would have just replaced the fender)