Second time in under a year I've had fraud charges on different cards. I set up an alert to get an email when there is a charge over $300 and I got an email yesterday around 4:00pm showing a $397 charge from Nutri Sport. In under an hour Chase called me and closed my account and had a new card in the mail.

They need to stop giving me cards with easy to generate numbers I guess

Yup, love AMEX, they found it suspicious that I was staying at a hotel in DC & Rome simultaneously last weekend.

I knew a guy that spent $7000 on weight lifting supplements over the course of a twelve month deployment.

My wife and I have had this happen 3 times with one of our cards and every single time it's been painless. One time they charged $7,000 before they called us. My favorite is when the thief bought a one year subscription from some company for "online identity theft protection". Seriously!!

Every time we've had this happen the CC company has gone over the charges line by line and said, "Is this your charge?" and I answer truthfully. But if someone wanted to be dishonest it would be so easy. When I've said "no I don't know what that is", they say ok and take it off. I'm just an honest person I guess.

I've both investigated these crimes and been victim several times, with both debit and credit cards. Each time the company holding the card was very easy to deal with and promptly "investigated" my disputed charges and it ended favorably. The problem is the lack of "investigating" the company does.

They do not cooperate with LE much and it's mostly handled in the company fraud dept, where the vendor usually ends up with the short end of the stick if anything was actually shipped or downloaded, which raises the price for us all.

Banks do not staff fraud dept's with enough staff to deal with the enormous amount of fraud and like many things, only the big fish get looked at and the everyday 1- 1000 dollar charge case is thrown in the trash. After having dealt with banks on this several times they are making their own bed by failing to provide LE with info, and the companies taking the orders don't do much cooperating either.

I expect it to get a lot worse through time. I guess the CC companies simply consider it the cost of doing business and if they do actually suffer a loss (they often don't) they write it off.

"What or who in the hell is BCM––and what could I possibly buy for $1900?"