Archived Posts » 59,672,804
Moving to Flordia with a lien from Pennsylvania
9/18/2011 7:23:32 PM
Anyone know anything about flordia debt law? Last year I got really sick an lost my job. We tried to pay are bills, But its hard on one income. So we had to decide between rent & eating or paying for a car. We ended up giving the car back to the bank. They sued us an we have a judgement/ against us in Pennsylvania. My question is since the lien was issued in PA can the creditors come after us again in FL?
Thanks
Thanks
9/18/2011 7:38:34 PM
It would at least follow your credit rateing
9/18/2011 7:47:52 PM
Originally Posted By pappy177:
It would at least follow your credit rateing
It would at least follow your credit rateing
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
9/18/2011 7:53:50 PM
Originally Posted By jppaul16438:
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
Originally Posted By pappy177:
It would at least follow your credit rateing
It would at least follow your credit rateing
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
100K? the arfcomocrites hate the concept of bankruptcy but unless you're making six figures plus or have the potential to do so you are a candidate.
9/18/2011 8:05:10 PM
All I can say is try to line something up before you move as jobs are thin here also.
9/18/2011 8:08:22 PM
Originally Posted By pappy177:
All I can say is try to line something up before you move as jobs are thin here also.
All I can say is try to line something up before you move as jobs are thin here also.
My wife already have job offers. My wife is in the medical field, so its easy for her to find jobs. I have a couple job prospects also.
9/18/2011 8:11:18 PM
Originally Posted By jppaul16438:
Anyone know anything about flordia debt law? Last year I got really sick an lost my job. We tried to pay are bills, But its hard on one income. So we had to decide between rent & eating or paying for a car. We ended up giving the car back to the bank. They sued us an we have a judgement/lien against us in Pennsylvania. My question is since the lien was issued in PA can the creditors come after us again in FL?
Thanks
What is the lien on? If you gave back the car, what is it?
Anyone know anything about flordia debt law? Last year I got really sick an lost my job. We tried to pay are bills, But its hard on one income. So we had to decide between rent & eating or paying for a car. We ended up giving the car back to the bank. They sued us an we have a judgement/lien against us in Pennsylvania. My question is since the lien was issued in PA can the creditors come after us again in FL?
Thanks
9/18/2011 8:12:10 PM
Nurse will find work around most any city here , all old people (Gods Waiting room)
9/18/2011 8:16:46 PM
Start listening to Dave Ramsey......It's the best, cheapest advice I (or anyone) can probably give you right now.
also....
Dave Ramsey
Hope that helps!
I'm betting the judgement is the difference between what you OWED on the car, and what the bank SOLD IT FOR at Auction.
also....
Dave Ramsey
Hope that helps!
I'm betting the judgement is the difference between what you OWED on the car, and what the bank SOLD IT FOR at Auction.
9/18/2011 8:20:50 PM
What area are you looking to move to?
9/18/2011 8:40:16 PM
. My question is since the lien was issued in PA can the creditors come after us again in FL?
Liens are against property, a house, land, a car.
Judgements are against YOU.
What is actually there, a lien on some property or a judgement against you?
9/18/2011 8:41:20 PM
Originally Posted By helogene:
I'm betting the judgement is the difference between what you OWED on the car, and what the bank SOLD IT FOR at Auction.
I'm betting the judgement is the difference between what you OWED on the car, and what the bank SOLD IT FOR at Auction.
That would be it, They sold a $25000 truck for $8000.
Originally Posted By pappy177:
What area are you looking to move to?
What area are you looking to move to?
My wife has a job lined up in the Jacksonville Beach area,
9/18/2011 8:42:32 PM
Originally Posted By brickeyee:
Liens are against property, a house, land, a car.
Judgements are against YOU.
What is actually there, a lien on some property or a judgement against you?
. My question is since the lien was issued in PA can the creditors come after us again in FL?
Liens are against property, a house, land, a car.
Judgements are against YOU.
What is actually there, a lien on some property or a judgement against you?
It would be a judgement, I fixed it in the original message.
9/18/2011 9:12:05 PM
Originally Posted By pappy177:
What area are you looking to move to?
What area are you looking to move to?
My wife has a job lined up in the Jacksonville Beach area,[/quote]
nice up there. I plan to go further north in the not to distant future
9/18/2011 10:33:16 PM
A judgement creditor can take a judgement from one state and file it in another state to enforce it. The creditor cannot enforce it before then, but can after.
9/18/2011 10:38:45 PM
>
>A judgement creditor can take a judgement from one state and file it in another state to enforce it. The creditor cannot enforce it before then, but can after.<
I believe this is correct , but , if the judgement is against only one of them...the other could buy a house or car. I think.
here in Florida they can't take your house in a bankruptcy.
>A judgement creditor can take a judgement from one state and file it in another state to enforce it. The creditor cannot enforce it before then, but can after.<
I believe this is correct , but , if the judgement is against only one of them...the other could buy a house or car. I think.
here in Florida they can't take your house in a bankruptcy.
9/18/2011 10:46:34 PM
Originally Posted By pappy177:
>
>A judgement creditor can take a judgement from one state and file it in another state to enforce it. The creditor cannot enforce it before then, but can after.<
I believe this is correct , but , if the judgement is against only one of them...the other could buy a house or car. I think.
here in Florida they can't take your house in a bankruptcy.
>
>A judgement creditor can take a judgement from one state and file it in another state to enforce it. The creditor cannot enforce it before then, but can after.<
I believe this is correct , but , if the judgement is against only one of them...the other could buy a house or car. I think.
here in Florida they can't take your house in a bankruptcy.
The judgement is against both of us. Im more worried about my wages being garnished. I do plan on dueing bankruptcy once we get established in a couple months.
9/18/2011 10:51:33 PM
Bankruptcy would be my avenue of dealing with this.
Unless you make $250k a year, there's no way you are ever going to get out from under that.
Arfkom might say i'm fucked up for saying that, but it's true. why do people who can't pay in the first place get to walk on their bills, but a working man who got fired and lost his insurance gets to get fucked in the ass the rest of his life?
Bullshit!
Unless you make $250k a year, there's no way you are ever going to get out from under that.
Arfkom might say i'm fucked up for saying that, but it's true. why do people who can't pay in the first place get to walk on their bills, but a working man who got fired and lost his insurance gets to get fucked in the ass the rest of his life?
Bullshit!
9/18/2011 11:06:29 PM
Dont worry about it. Shit happens and its not the end of the world. Cars are easy to come by.
9/18/2011 11:23:59 PM
Fla is the place to declare bankruptcy , ask Burt Reynolds 
9/19/2011 7:37:06 PM
Originally Posted By jppaul16438:
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
Originally Posted By pappy177:
It would at least follow your credit rateing
It would at least follow your credit rateing
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
If they fired you for not calling in and/or not providing a doctor's note, but you claim you did, why did you not lawyer up? If that's how it actually went down, then it seems like a simple matter of fact: You followed procedure, and they fired you on false pretense.
At the very least, your former company even getting a demand letter from a lawyer should have been enough to have them cough up some cash or face a potentially expensive wrongful termination claim.
If you were truly in the right here, it seems like you went down without a fight.
If I followed all procedures as required, but was still fired for "no call, no show", they'd be hearing from a lawyer so quick it'd make their heads spin. If I get fired because I deserve it, fine. That's on me. But if my employer lies and fires me on the basis of that lie, that's on them...and I wouldn't take that lying down. This is what you're saying happened here.
I guess I'm just curious why you let them fire you based on a lie, but did nothing about it. Something about that doesn't sound right.
9/19/2011 8:51:52 PM
Originally Posted By StephenNW:
If they fired you for not calling in and/or not providing a doctor's note, but you claim you did, why did you not lawyer up? If that's how it actually went down, then it seems like a simple matter of fact: You followed procedure, and they fired you on false pretense.
At the very least, your former company even getting a demand letter from a lawyer should have been enough to have them cough up some cash or face a potentially expensive wrongful termination claim.
If you were truly in the right here, it seems like you went down without a fight. If I followed all procedures as required, but was still fired for "no call, no show", they'd be hearing from a lawyer so quick it'd make their heads spin. If I get fired because I deserve it, fine. That's on me. But if my employer lies and fires me on the basis of that lie, that's on them...and I wouldn't take that lying down. This is what you're saying happened here.
I guess I'm just curious why you let them fire you based on a lie, but did nothing about it. Something about that doesn't sound right.
Originally Posted By jppaul16438:
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
Originally Posted By pappy177:
It would at least follow your credit rateing
It would at least follow your credit rateing
My credit rating is already destroyed, Im over $100,000 in medical bills from getting sick. My former empolyer couldnt get rid of me fast enougth when I got sick. They said I didnt call in sick or provided a doctor excuse, Which I did. They fired me for no call, no show. which in PA is a voluntary quit so no unemployment. I lost my job & insurance.
I tried working with the creditor put they sued my so fast my head was spinning.
If they fired you for not calling in and/or not providing a doctor's note, but you claim you did, why did you not lawyer up? If that's how it actually went down, then it seems like a simple matter of fact: You followed procedure, and they fired you on false pretense.
At the very least, your former company even getting a demand letter from a lawyer should have been enough to have them cough up some cash or face a potentially expensive wrongful termination claim.
If you were truly in the right here, it seems like you went down without a fight.
If I followed all procedures as required, but was still fired for "no call, no show", they'd be hearing from a lawyer so quick it'd make their heads spin. If I get fired because I deserve it, fine. That's on me. But if my employer lies and fires me on the basis of that lie, that's on them...and I wouldn't take that lying down. This is what you're saying happened here.I guess I'm just curious why you let them fire you based on a lie, but did nothing about it. Something about that doesn't sound right.
Well he was having health issues at the time, not to mention most lawyer conversations go something like "sure you've got a slam dunk case.... give me $5000 to start and we'll sue the hell out of them."
9/21/2011 11:16:11 AM
You followed procedure, and they fired you on false pretense.
In many state an employee at will can be fired for any reason, or no reason.
Today is Wednesday, let's fire someone.
9/23/2011 3:38:24 PM
In PA unless you signed something authorizing them to take money somehow (which would still be illegal) they cannot garnish your wages, etc.
The judgment can go across state lines but they would have to find you first.
Also, judgments have a statue of limitation which I believe is 5 years.
The judgment can go across state lines but they would have to find you first.
Also, judgments have a statue of limitation which I believe is 5 years.
